About Congruent Risk & Insurance Services, Inc.

Congruent is a highly specialized company in the field of insurance, reinsurance and risk management. We bring experience from the London market which is widely considered amongst industry professionals as the foundation of contemporary insurance practice. It is essentially the heart of the world of risk transfer. This market is quite unique in the sense that its culture allows members to have at their disposal the abundant dissemination of market knowledge, the ability to negotiate and place complex risks all in several blocks in the City of London.

Reinsurance in simple terms is essentially the insurance of an insurance company. These contracts are drafted for either a single risk known as facultative reinsurance or for a company’s portfolio of risks referred to as treaty reinsurance. Our practice in the broking of either form of reinsurance availed us with a rare insight on the mechanism of an insurance company. We have established insurance and reinsurance companies for our clients and have designed products for their marketing needs. Some of these arrangements were made for the aviation, construction, energy, healthcare, manufacturing, pharmaceutical and transportation industries.

Our experience in New York City underwriting the world’s most complex treaty reinsurance arrangements has provided us with even a deeper knowledge of the industry. It is a very rare privilege that we are grateful for. With that experience, we have been able to offer valuable advice to a number of reputable insurers and reinsurers on their most sensitive aspect of risk management.

The experience we have accumulated over the past couple of decades has directly benefited our clients. Our insured clients are currently reaping the benefits of our astute advice for all their risk management needs. In essence, our clients whether small or large in the industries we serve have truly seen the difference in service and expertise that we have availed them at no additional cost. In fact, their balance sheets are now better protected by leading insurers at a significantly lower cost.

No matter what your insurance and risk management concerns are, we are here to help. Keep in mind, our focus is on your objectives and our outreach is global. We are affiliated with an independent organization headquartered in London with offices in pertinent cities to the industries we congruously serve.

We now welcome the opportunity to listen to you.

info@congruenti.com

4660 La Jolla Village Drive, Suite 500 · San Diego, CA 92122-4601

Tel: (858) 558-4100 · Fax: (858) 225-3454